CBDCs: Do We Even Need Them?
It’s hard not to feel a little suspicious when a technology born from the desire to decentralise power — like cryptocurrency — is repackaged and reintroduced with the full force of central authority behind it.…
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The Global Odyssey of Supply Chain Financing Standards
Supply Chain Financing (SCF), in essence, is not a novel concept. It’s roots can be traced back to the early days of trade, where merchants utilized creative financial arrangements to facilitate the movement of goods…
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RBI’s PA-CB Regulations: Transforming Cross-Border Payments for Indian SMEs
Over the past 10+ years of building fintech products, I’ve witnessed firsthand how regulatory frameworks, owning to their rather prescriptive nature, can either stifle innovation or catalyze transformation. The RBI’s recent Payment Aggregator-Cross Border (PA-CB)…
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The Sunday Draft 